Pricing

Different pricing models are available for PSP and ISO offerings. Pricing models are carefully crafted to meet the needs of different company sizes, risk levels, transaction volumes, business verticals, and operating regions.

Understanding fee types and pricing models is crucial for maximizing your profitability.

Fee Types Explained

Credit and debit card acceptance comes with mandatory Interchange fees and Assessment fees.

Issuing Bank Interchange

Issuing Bank Interchange

  • Paid to card issuing bank
  • % of transaction volume + flat transaction fee
  • Determined on a per-transaction basis

Fees Depend On:

  • Card category
  • Card type
  • Processing method
    • Card present
    • Card not present
Card Brand Assessments

Card Brand Assessments

  • Paid to card schemes
  • % of transaction volume + flat transaction fee + individual card brand fee
  • Aggregated and based on monthly processing volume

Fees Depend On:

  • Card category
  • Card type
  • Processing method
    • Card present
    • Card not present
Processor Markup

Processor Markup

  • Paid to payment processor
  • % of transaction volume + flat transaction fee
  • Determined on a per-transaction basis

Fees Depend On:

  • Business vertical (MCC)
  • Acquiring bank region
  • Monthly transaction volume
  • Processing method
    • Card present
    • Card not present

PSP Pricing

With the PSP offering, you are getting an all-in-one payment solution. This includes an account under CCBill’s master merchant account, payment gateway, and merchant services provided by our expert teams such as consumer support, merchant support, onboarding, and account management.

PSP offering comes with a Flat Rate pricing model.

Flat Rate

Benefits
  • Predictable cost
  • No monthly fees
Best For
  • Businesses preferring predictable monthly deductions over
    per-transaction fees
  • Businesses with uncertain transaction volumes

ISO Pricing

With the ISO offering, you are getting full control and the ability to choose components of the payment solution. This includes your own merchant account, payment gateway, and merchant services of your choice. With more freedom, merchants have more responsibility to manage risk, stay PCI DSS compliant, and keep their merchant accounts in good standing.

ISO offering comes with 3 pricing models – Interchange Plus, Tiered, and Discount Plus.

Interchange Plus

Benefits
  • Lowest cost for high-volume businesses
  • Fully transparent interchange costs
  • Predictable processor markup
Best For
  • Businesses focused on cost optimization
  • Businesses capable of managing and optimizing variable interchange cost

Tiered

Benefits
  • Lower cost for certain card types
  • Predictable cost
Best For
  • Businesses who want simplicity
  • Mid-risk and high-risk businesses looking for more competitive fees

Discount Plus

Benefits
  • Lower costs for merchants with processing history
  • Predictable cost
Best For
  • Businesses wanting more transparency
  • Businesses with steady transaction volumes

Annual High-Risk Registration

High-risk merchants are required to pay annual VISA and mastercard registration fees.

Annual High-Risk Registration
  • Applies only to certain business verticals (MCCs)
  • Paid to Card Schemes
  • Visa $950
  • Mastercard $500

Want to talk more about the right pricing for your business? We’re here to help?