Provide an advanced checkout experience with multiple payment channels for online, retail, terminal, or mobile using the only high risk payment processor with over 25 years of experience.
Obtaining a high risk merchant account with the proper Merchant Category Code or MCC is the first step in high risk payment processing. Having the correct four-digit number assigned to an account results in both staying compliant and being charged with the right fees that correspond to the specified risk level.
Not sure if your business is considered High Risk?
A high risk merchant account should be provided with all the tools and support to solidify the smooth running of the business’ operations.
All that remains is to focus on what is important - maximizing revenue.
With a dedicated merchant support team at your disposal 24/7 through email, phone, or live chat, you will always have account assistance and help with integrations, while keeping up with essential updates.
Reliable billing support which is available 24/7 reduces the risk of chargebacks. Assisting customers in 288 languages ensures that there is nothing lost in translation.
Above-industry-standard relationships with acquiring banks, credit card schemes & associations offers the best guarantee for a high risk merchant to stay compliant under any regulatory changes.
A committed team of skilled fraud specialists proactively addresses potential issues and further manages to alleviate relevant risk factors. Years of experience help reduce the chances of unwelcome surprises.
Cutting-edge fraud scrubbing system can identify and analyze malicious as well as friendly fraud attempts. Each transaction is checked for hundreds of potential issues before payment information is sent to credit card associations and banks.
The combination of 3D Secure and billing support creates multi-layer chargeback protection for any high risk business. The additional consumer verification makes sure chargeback rates stay low while, billing support provides for easy cancellation of any subscription or transaction.
Lower processing costs while continuing to drive revenue by setting up surcharges. Know that you are in good hands while staying compliant with all the surcharging rules and regulations.
Bad actors are automatically blocked by blacklisting their transactions. With the assistance of a merchant support team, manual update of blacklisting rules is possible to approve specific transactions.
We take our role in supporting your high risk business very seriously. That is why we believe our A+ Better Business Bureau rating testifies to our commitment to provide your buyers with the best experience possible when purchasing from you.
Providing an outstanding developer experience by a high risk payment processor is the best guarantee that billing implementation will be carried out promptly and without having an adverse effect on business operations or customer experience.
Well-developed and fully documented API ensures smooth integration with your existing technology stack.
GitHub repositories with code examples, guides, and plug-ins for integration with the most popular ecommerce platforms and shopping carts.
Comprehensive product documentation with a detailed overview of our payment platform features, including the most common business scenarios and payment flows.
Responsive payment forms are designed to provide a quick & easy start for entrepreneurs and small-business owners without in-house developers.
With new regulations always developing and often being updated, it’s important to stay on the safe side. Using a high risk payment processor that can keep up with the changes, meet compliance requirements and maintain excellent relationships with banks, ensures your business is a step ahead of the others.
PCI DSS Level 1 is the highest level of security standard, and it is awarded to a payment provider processing more than 6 million transactions per year.
Keeping buyer's information safe is vital. Partnering with a PCI-compliant payment processor that specializes in the high risk industry gives high risk merchants a secure payment infrastructure that complies with international standards.
3D Secure is a framework for online credit and debit card verification. This includes Verified by Visa, & MasterCard SecureCode which provide an additional layer of security for both merchants and their buyers.
3D Secure is implemented on FlexForms and through an API to help lower chargeback rates for all purchases performed by EU-based cardholders.
PSD2, also known as 3D Secure 2 protocol, is a verification method used to confirm that an online card transaction is initiated by the cardholder. The 3DS 2 protocol is supported through CCBill Pay, FlexForms, and API implementation for card-on-file transactions & subscriptions. This allows merchants to provide their buyers with a secure & frictionless payment flow.
The perfect European fit comes equipped with DirectPayEu and SEPA EU Debit allowing consumers in 32+ EU countries to make purchases using their banking account information, for easy cashless payment. FlexForms and API-integrated payment forms have a built-in ability to detect the geolocation of the consumer and present them with local payment methods in their currency.