What is Two-Factor Authentication?

An essential element of Strong Customer Authentication (SCA) is two-factor authentication. There is a good chance you have already used two-factor authentication without even knowing it. It reduces the risk of fraudulent transactions, as it requires a piece of information you know (e.g., username and password) as well as something you have (e.g., biometrics or a verification code).

Authentication factors for two-factor authentication
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