The web validation system is a tool designed to help merchants follow local laws regarding Age Verification within their respective regions. The Web Verification allows merchants to soft decline a transaction based on card types, card association (brand), and country.
The system will then inform the consumer they must contact the merchant directly to get the transaction approved. Merchants may use the tool in any way they choose, as it can be applied for many different reasons.
A 'Rule' is defined as one set of Card Type, Card Association, and Country. Only one Card Type and one Card Association may be selected at a time; however, it is possible to choose multiple countries per Card Type/Card Association relationship.
ALL available processing countries are listed, like the United States; this was a UK mandate, however programming expanded the list to cover any potential future changes to laws in other countries that may need a similar setup.
Once the Card Type, Card Association, and Country(ies), are selected contact Admin Support to enable the rule.
Anytime a consumer sets off the triggers for the Card Type/Card Association/Country settings, the Instructions to the consumer will be presented to the consumer on the sign-up page or decline page, depending on the settings for that specific web validation rule. In addition, an email is issued to the consumer, and a Post is issued to the decline post URL.
The consumer should follow the instructions provided, which should contain the merchant's contact information, so merchants can review and manually approve the transaction or allow the decline to stand.